While other types of debt have fallen since the recession, student loan debt has increased, and consumers are struggling to meet those obligations, according to a report published in June by the Urban Institute.
The report found that while 20% of adults over age 20 have student loan debt, over half are worried about their ability to pay it. Furthermore, debt isn’t limited to those with college educations; 9% of respondents with student loan debt have just a high school degree and 25% have some college education but no degree. Urban Institute suggested some of those people may have accrued debt for a non-degree certificate or may still be in school, while others may have used the funds for a child or simply didn’t finish school.
People across all income levels had at least some student loan debt, the survey found. Twenty percent of people in households with less than $25,000 in income had student debt compared with 18% of people in households with at least $100,000. Concern about their ability to pay varied widely, though. More than a third of people with at least $100,000 in household income said they were concerned about being able to pay back student debt, compared with 72% of those with less than $25,000 in income. “Concern about repayment among people in high-income households could be linked to higher levels of debt for this group (possibly debt taken on from graduate school), although this link cannot be examined directly with NFCS data,” according to the report.
Hot Freight Companies To Own In Right Now: iStar Financial Inc.(SFI)
iStar Financial Inc. operates as a finance company focusing on the commercial real estate industry. The company provides custom-tailored financing to high-end private and corporate owners of real estate. Its financing products include senior and mezzanine real estate debt, senior and mezzanine corporate capital, corporate net lease financing, and equity. The company also involves in corporate tenant leasing business, which provides capital to corporations and others who control facilities leased primarily to single creditworthy customers. As of December 31, 2008, iStar Financial owned 362 office, industrial, entertainment, hotel, and retail facilities in 39 states. The company qualifies as a REIT for federal income tax purposes. As a REIT, it generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 1993 and is based in New York, New York.
Advisors' Opinion:- [By Sally Jones]
iStar Financial Inc. (SFI): Sold OutUp 52% over 12 months, iStar Financial has a market cap of $940.1 million and trades with a P/B of 0.70. The current share price is $11.01.
Top 10 Income Stocks To Own For 2014: MGT Capital Investments Inc (MGT)
MGT Capital Investments, Inc (MGT), incorporated in 1977, is a holding company. As of December 31, 2011, the Company was analyzing potential acquisition opportunities in healthcare marketing and technology, as well as various intellectual property assets. The Company has a controlling interest in Medicsight ltd (Medicsight) and its subsidiaries Medicsight, Inc., Medicsight KK (Japan), Medicsight Pty Limited (Australia), Medicsight FZE (UAE), MedicEndo Limited (UAE), MedicCO2lon Limited (UAE) and Medicsight UK Limited (UK). The Company also have wholly owned subsidiaries MGT Capital Investments (UK) Limited, MGT Investments (Gibraltar) Limited, and Medicsight. Medicsight and its wholly owned subsidiaries is a medical technology company focusing on medical imaging software development and medical hardware devices. On March 29, 2011 the Company disposed of its 49% holding in Moneygate Group Limited (Moneygate). In September 2013, MGT Capital Investments, Inc MGT Interactive, LLC acquired certain assets from Gioia Systems LLC.
Medicsight�� core technology is the ColonCAD algorithm that is integrated (using application protocol interface (API) technology) into visualization workstations for radiologists to use when reviewing a patient�� colon computer tomography (CT) scan data. The computer-aided detection (CAD) algorithm assists the radiologist as they search for polyps in the CT scan image data. The radiologist uses the visualization software to review the patient�� CT scan images on the screen and searches for polyps (potentially pre-cancerous lesions on the wall of the colon). After a full review, the radiologist then activates the Medicsight ColonCAD software, which immediately displays CAD marks on the images, drawing the radiologist�� attention to potential polyps and other regions of interest. The radiologist then assesses each marked region in order to make the final decision as to the presence or absence of a polyp.
In addition to the computer aided detection so! ftware applications, Medicsight has developed an automated carbon dioxide (CO2) insufflation device, MedicCO2LON. A patient undergoing a CT colon scan requires the colon to be insufflated (distended) with either CO2 gas or room air administered prior to the acquisition of their CT colonography images. MedicCO2LON is designed to provide insufflation, for the acquisition of images from the CT colonography examination.
The Company competes with GE, Hitachi, Philips, Siemens and Toshiba.
Advisors' Opinion:- [By Markman Advisors]
Public companies leveraging their patent portfolios, (aka "patent plays"), are getting the market's attention. Companies such as Vringo (VRNG), ParkerVision (PRKR), MGT Capital (MGT), Worlds Inc. (WDDD.OB) and others have presented trading opportunities due to their volatility while retaining the chance for a big payoff to those investors who stay the course. Yet there exist viable patent plays that are still undiscovered. Some of these so called "plays," which are not getting enough attention, are actually real companies making and selling real products or services in contrast to pure patent monetization companies. Some known examples are Single Touch Interactive (SITO.OB) and Blue Calypso (BCYP.OB). This article is focused on another one of these patent plays, On Track Innovations Ltd. (OTIV).
Top 10 Income Stocks To Own For 2014: Market Vectors Brazil Small-Cap ETF (BRF)
Market Vectors Brazil Small-Cap ETF (the Fund) seeks to replicate as closely as possible the price and yield performance of the Market Vectors Brazil Small-Cap Index (the Index). The Index is a rules-based, modified market capitalization-weighted, float-adjusted index consisting of publicly traded small-capitalization companies that are domiciled and primarily listed on an exchange in Brazil, or that generate at least 50% of their revenues in Brazil. The Index is the exclusive property of 4asset-management GmbH, which has contracted with Standard & Poor��, a division of The McGraw-Hill Companies, Inc. to maintain and calculate the Index. The Fund is passively managed and may not hold each Index component in the same weighting as the Index. The Fund�� investment advisor is Van Eck Associates Corporation. Advisors' Opinion:- [By Jon C. Ogg]
Market Vectors Brazil Small-Cap ETF (NYSEArca: BRF) has performed closely with the larger ETF group, with a drop of almost 4% so far in 2014. By its name, you can assume it tracks small-cap stocks. It aims to track the Market Vectors Brazil Small-Cap Index. At $28.51, its 52-week trading range is $27.99 to $44.17.
Top 10 Income Stocks To Own For 2014: Springleaf Holdings Inc (LEAF)
Springleaf Holdings, Inc. (Springleaf), incorporated on May 8, 2013, is a consumer finance company providing loan products to customers through it's nationwide branch network and through iLoan, it's Internet lending division. The Company originates consumer loans through it's network of 834 branch offices in 26 states and on a centralized basis as part of it's iLoan division. As of June 30, 2013, the Company�� segments include: Consumer, Insurance, Portfolio Acquisitions, and Real Estate.
Consumer
Springleaf originate and service personal loans (secured and unsecured) through two business divisions: branch operations and it's iLoan division. Branch operations primarily conduct business in 26 states, which are it's core operating states. The iLoan division processes and underwrites loan applications that it receives through an Internet portal. If the applicant is located near an existing branch, it's iLoan division makes the credit decision regarding the application and then refers the customer to a nearby branch for closing, funding and servicing. If the applicant is not located near a branch, it's iLoan division originates the loan.
Insurance
Springleaf offer credit insurance (life, accident and health insurance, and involuntary unemployment insurance), non-credit insurance, and ancillary products, such as warranty protection. The Company also require credit-related property and casualty insurance, when needed, to protect it's interest in the property pledged as collateral.
Portfolio Acquisitions
Springleaf acquired the SpringCastle Portfolio. This SpringCastle Portfolio was acquired from HSBC through a newly-formed joint venture in which it owns a 47% equity interest and which it consolidates in it's financial statements. The loans in the SpringCastle Portfolio vary in form and substance from it's typical branch serviced loans.
Real Estate
Springleaf service and hold real estate loans secured by! first or second mortgages on residential real estate. Real estate loans previously originated through it's branch offices are either serviced by it's branch personnel or by it's centralized servicing operation. Real estate loans previously acquired or originated through centralized distribution channels are serviced by one of it's indirect wholly owned subsidiaries, MorEquity, all of which are subserviced by Nationstar, except for certain securitized real estate loans, which are serviced and subserviced by third parties.
Advisors' Opinion:- [By Peter Graham]
Small cap installment loan and consumer finance�stock World Acceptance Corp (NASDAQ: WRLD), a potential peer of small cap Regional Management Corp (NYSE: RM) and�mid cap�Springleaf Holdings Inc (NYSE: LEAF), has elevated short interest of 38.72% according to Highshortinterest.com. However, World Acceptance Corp got on the radar of the shorts when the company disclosed that its being investigated by the Consumer Financial Protection Bureau�for its lending practices. ��
Top 10 Income Stocks To Own For 2014: Territorial Bancorp Inc.(TBNK)
Territorial Bancorp Inc. operates as the bank holding company for Territorial Savings Bank, a federally-chartered savings bank that provides a range of financial services to individuals, families, and businesses in Hawaii. It involves in accepting deposits from the general public and investing those deposits together with funds generated from operations and borrowings in loans and investment securities. The company?s deposit products include passbook and statement savings accounts, certificates of deposits, money market accounts, commercial and regular checking accounts, and NOW accounts. Its loan products include one-to-four-family residential mortgage loans; home equity loans and lines of credit; construction, commercial, and other non-residential real estate loans; consumer loans; and multi-family mortgage loans. The company, through its subsidiary, Territorial Financial Services, Inc., also engages in insurance agency activities. In addition, it provides various non-d eposit investments, including annuities and mutual funds through a third-party broker-dealer. As of December 31, 2010, the company operated 26 full-service branch offices in Hawaii. The company was founded in 1921 and is headquartered in Honolulu, Hawaii.
Advisors' Opinion:- [By Lisa Levin]
Territorial Bancorp (NASDAQ: TBNK) shares touched a new 52-week low of $21.31. Territorial Bancorp shares have dropped 9.43% over the past 52 weeks, while the S&P 500 index has gained 16.18% in the same period.
Top 10 Income Stocks To Own For 2014: Agenus Inc.(AGEN)
Agenus Inc., a biotechnology company, engages in developing and commercializing technologies to treat cancers and infectious diseases. It offers Oncophage vaccine for the treatment of adjuvant renal cell carcinoma. The company?s products under development include Prophage series of cancer vaccines, which has been tested in Phase III clinical trials for the treatment of renal cell carcinoma (RCC) and metastatic melanoma, as well as has been tested in Phase I and Phase II clinical trials in various indications; and under Phase II clinical trials in glioma, a type of brain cancer, and adjuvant renal cell carcinoma. The Prophage series of cancer vaccines include R-series candidates in RCC, M-series candidates in melanoma, and G-series candidates in glioma. Its product candidate portfolio includes QS-21 Stimulon adjuvant, which is in Phase III clinical trials for the treatment of non-small cell lung cancer, melanoma, malaria, and shingles, as well as in for the treatment of va rious infectious diseases and Alzheimer?s disease; and HerpV that completed Phase 1 clinical trial for the treatment of genital herpes. The company was formerly known as Antigenics Inc. and changed its name Agenus Inc. in January 2011 to reflect its existing product pipeline. Agenus Inc. was founded in 1994 and is headquartered in Lexington, Massachusetts.
Advisors' Opinion:- [By Smith On Stocks]
I am initiating coverage of Agenus (AGEN) with a Buy. I have just published a basic report on my website, which goes into detail on the company's two core technology platforms: (1) the heat shock protein technology that is the basis of therapeutic and preventive vaccines for cancer and infectious disease, and (2) the QS-21 Stimulon adjuvant that is being used by Agenus and other vaccine developers to enhance the effectiveness of their vaccines. This report is a summary of that more detailed report.
- [By Monica Gerson]
© 2014 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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Top 10 Income Stocks To Own For 2014: Southern Pacific Resource Corp (STPJF.PK)
Southern Pacific Resource Corp. (Southern Pacific) is engaged in the acquisition and development of heavy oil and bitumen producing properties, with a focus on thermal extraction in-situ oil sands projects in the Western Canadian sedimentary basin. Southern Pacific has two principal assets STP-McKay and STP-Senlac. The Company also holds additional oil sands leases in the McMurray and Peace River sub-basins in northeastern Alberta. The Company has 100% working interest in approximately 37,760 acres, of oil sands leases in McKay Block. Southern Pacific has its 100% working interest SAGD thermal heavy oil asset near Unity, Saskatchewan, STP-Senlac. In September 2013, the Company announced the closing of a disposition of non-core assets related to its Leismer property. Advisors' Opinion:- [By Stephan Dube]
Cold Lake's most notable producers:
Husky Energy (HUSK.PK), see article here.Pengrowth Energy Corporation (PGH), see article here.Southern Pacific Resource (STPJF.PK), see article here.Canadian Natural Resources (CNQ), see article here.Devon Energy (DVN), see article here.Imperial Oil (IMO), see article here.Baytex, see article here.Bonavista Energy (BNPUF.PK), see article here.Athabasca's most notable producers:
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